Terria Breault knows what it feels like to navigate a complex care system on behalf of someone you love — and she built ACL Home Care LLC to make sure no family has to do it alone. With more than 20 years of experience in the health industry, Terria founded ACL in 2011 with a simple but powerful belief: that every person deserves to live with dignity, independence, and hope, right in the place they call home. What began as a commitment to her community in Lake and Portage counties, Indiana, has grown into a statewide agency serving families across all Indiana counties and the state of Georgia.

Under Terria’s leadership, ACL Home Care has become one of the region’s most trusted names in non-medical in-home care, homemaker assistance, and senior advocacy. She has built a team of 10 or more dedicated caregivers around the principle of one-to-one care — ensuring every client is matched with a caregiver who treats them like family. That consistency shows: clients stay with ACL an average of three years, and so do the caregivers who serve them. The agency generates over $100,000 in monthly revenue while maintaining the personal touch of a neighbor who genuinely cares.

What truly sets Terria apart is her expertise in the funding landscape that so often stands between families and the care they need. She and her team navigate Medicaid Waiver, Veterans Administration benefits, Workers’ Compensation, Long-Term Insurance, and the Structured Family Care program — which actually compensates family members who step into the caregiver role — all under one roof. That means less paperwork, fewer roadblocks, and more time for families to simply be present with their loved ones. ACL holds BBB accreditation and is a proud member of the Indiana Association for Home and Hospice Care, reflecting the standards of transparency and excellence Terria has built into every aspect of the organization.

Today, Terria is expanding her vision through franchise opportunities, with a goal of opening 20 locations within the next two to three years — bringing the same compassionate, comprehensive care model to communities across the country. Through ACL Senior Advocates Co., the nonprofit arm of her work, she continues to address housing instability, isolation, and financial stress among seniors who need more than care — they need a champion. For Terria, that has always been the point.